Paul Kofi Mante, Managing Director of EDC Investments, has called on young people to strengthen their financial future through disciplined spending, regular saving and careful investment.
Speaking at the Cedi Sense Conference 2026, Mante said building wealth was a gradual process that demanded patience, consistency and purposeful financial planning.
“The journey is not a sprint; it’s a marathon,” he said, urging participants to approach wealth creation with a long-term mindset rather than expecting immediate results.
The conference was held at ESP Hotel under the theme “Building Wealth in the Digital Age”. It was organised by 3Xtra, a subsidiary of MG Digital.
Mante said small, consistent financial decisions could have a significant effect over time.
“Money is built little by little over time,” he said, highlighting the importance of developing reliable financial habits instead of seeking quick gains.
He also encouraged young people to make deliberate choices about how they use their income. Money spent immediately, he said, could instead be saved or invested to help meet future needs.
“Every cedi you earn is a cedi. You can either eat it all today or plant some to secure your tomorrow. Your financial future depends on what you do with your money today,” Mante said.
The Managing Director of EDC Investments further warned against allowing personal desires to determine spending patterns. He said people should ensure their lifestyle remained within the limits of their income.
“Your salary must dictate what you eat, not your appetite,” Mante said.
He also challenged the assumption that receiving a regular salary was, by itself, enough to guarantee financial security.
“Salary never cures poverty,” he said, advising young people to establish consistent saving routines and consider suitable investment opportunities that could help them achieve their financial objectives.
Mante’s comments formed part of discussions focused on how individuals can earn, manage and grow their money in an increasingly digital economy.
The event brought together young people from various institutions across the country, along with financial experts, investment professionals and digital finance practitioners. Participants examined practical approaches to money management and long-term wealth creation.
