Ho Technical University’s Gbe La topped the Accra round of the 2026 MoMo Fintech Lab, earning a place in the national finals alongside four other teams.
The five successful teams were selected by MobileMoneyFintechLimited (MMFL) for a national mentorship programme and the final, where they will compete for up to GH¢100,000 in prizes.
Gbe La finished first among 10 teams in the Southern Zone competition, held at the Ghana College of Physicians and Surgeons in Accra.
The team was led by recent Ho Technical University graduate Delali Hannah Vordoagu. Its project is a multilingual voice-command tool designed to enable users to complete mobile money transactions without having to read English text prompts.
The system is intended to reduce users’ dependence on other people when making transactions, a particular concern amid warnings over mobile money fraud. Gbe La means “the voice” in Ewe.
Vordoagu said the idea came from a relative who found it difficult to use text-based prompts without assistance and was later defrauded after seeking help from others.
The other four teams to qualify from Accra were:
– AutoSave, which took second place with an automated digital savings service;
– Virtual Tollbooth and Gantry System (VTAGS), also presented as Frictionless Tolling, which finished third with an automated road-toll payment system;
– EcoTrust Fund, in fourth, with a waste-management and green-finance project; and
– AdaWise, which placed fifth with a digital financial-management platform for small businesses and consumers.
The 10 Accra pitches covered a range of uses for the MoMo payment rail, including savings, credit, small-business services, transport payments and waste management.
Each of the five qualifying teams received GH¢5,000, a certificate and sponsor souvenirs. Their selection comes as MMFL promotes innovation within the ecosystem alongside tighter MoMo agent compliance rules.
The Accra qualifiers will join five teams from the Northern Zone leg in Tamale and five from the Middle Zone competition in Kumasi, taking the national cohort to 15 teams.
Team Kasa, made up of teachers from the Ashanti Region, won the Kumasi round with Welfare Hub, a platform designed to automate welfare dues for workers’ associations.
The Information Services Department reported a record 1,791 applications nationwide for the 2026 edition. MMFL is running the programme in partnership with the Bank of Ghana.
MMFL Chief Products and Services Officer Sylvia Otuo-Acheampong said the finalists would receive technical coaching and support with customer testing before National Demo Day.
That event will take place on Thursday, December 3, 2026, at the UPSA Auditorium, where the teams will compete for up to GH¢100,000 in grand-finale cash prizes.
