Zeepay Ghana Limited and its Managing Director, Andrew Takyi-Appiah, are seeking a total of GH¢15 million from Scancom PLC, the operator of MTN Ghana, and Mobile Money Fintech Limited (MMFL) over the registration of a corporate mobile money wallet.
The case was filed at the High Court in Accra on 23 October 2026. Mr Takyi-Appiah is claiming GH¢10 million in general damages and GH¢5 million in exemplary damages, while Zeepay is seeking general damages for alleged breach of contract.
Zeepay says it subscribed to an MTN Mobile Money corporate wallet, known as an OVA wallet, in about 2022 or 2023. However, the company claims it later discovered that the wallet had been registered in Mr Takyi-Appiah’s name, despite the subscription documents and Know Your Customer (KYC) records being submitted in Zeepay’s name.
According to the statement of claim, Zeepay wrote to the defendants on 21 November 2023 asking for ownership of the wallet to be changed to the company. It says the required documents were provided, but the defendants failed or refused to make the amendment despite further reminders continuing until August 2026.
The wallet was still registered in Mr Takyi-Appiah’s name when the legal action began, Zeepay says.
Mr Takyi-Appiah claims the registration has caused him pain, distress and reputational damage. He says it has also resulted in him being joined to Zeepay’s litigation.
The plaintiffs state that, in all of the company’s pending cases at the High Court in Accra, the courts have refused to remove Mr Takyi-Appiah as a party because his name remains on the wallet’s ownership records.
The defendants allegedly relied on the claim that Mr Takyi-Appiah was a handler of the wallet as the reason for registering it in his name. The plaintiffs reject that explanation, arguing that the person who holds an OVA wallet is not necessarily its owner.
They described the defendants’ conduct as “oppressive, arrogant and a complete disregard of the rights” of both plaintiffs.
Zeepay and Mr Takyi-Appiah are asking the court to declare that registering the wallet in his name was wrongful and unlawful. They also want a finding that the defendants breached their duty to Zeepay and are liable for any harm suffered by Mr Takyi-Appiah.
The plaintiffs want an order requiring the defendants to remove his name from the wallet and follow Zeepay’s November 2023 instructions.
They are also seeking legal costs, including lawyers’ fees, and any further orders the court considers appropriate.
The writ requires the defendants to enter an appearance within eight days of being served. The claims have not yet been tested in court.
